Real estate and project-driven finance
Developers run many projects at once and lose the group view. Project budgeting, cash flow, cost control and the bank financing behind them, across a whole portfolio.
A developer with one project has a spreadsheet. A developer with twelve has a reporting problem, a cash problem, and usually a bank asking questions.
The situation this usually starts from
- Every project is budgeted and tracked differently, because each was set up by whoever was running it.
- Project cash flows exist, but nothing rolls them up into a group view that shows when the money actually gets tight.
- Cost overruns are visible after the fact, in the accounts, rather than while there is still time to act.
- Financing is arranged project by project, which means worse terms and no view of total exposure.
- The bank or the investor wants portfolio-level reporting that nobody can produce without two weeks of manual work.
What I do
Project level
- One budgeting and cost-control structure applied across every project, so they can be compared.
- Project cash-flow forecasting that shows the funding requirement before it becomes urgent.
- Cost tracking against budget with variances that surface early enough to matter.
Portfolio level
- Consolidated FP&A across the projects: what the portfolio needs, what it returns, and where the pressure is.
- Real-time dashboards so management stops waiting for month-end to know where things stand.
- Feasibility and investment appraisal on the next project, tested against scenarios rather than a base case alone.
Financing
- Structure and arrange the facilities the portfolio needs: term loans, revolving credit and working-capital lines.
- Produce the reporting lenders ask for, on their schedule, in their format.
The proof
As Deputy General Manager, Finance for a real-estate developer, I led FP&A and core finance across 12 large projects at once, covering budgeting, project cash flows, cost controls and tax planning.
I drove the group's move to SAP and deployed Power BI dashboards for real-time financial visibility across all twelve, and arranged the bank financing behind them across term loans, revolving credit facilities and working-capital lines.
Who this fits
A good fit if: you are developing several projects at once, you cannot get a reliable portfolio view, or you are about to raise financing and need the reporting to support it.
Not a fit if: you need a quantity surveyor or a project manager. I own the finance and the numbers, not construction delivery.
How it works commercially
Fractional for ongoing portfolio oversight, or a fixed-scope project to set up the budgeting and reporting structure and arrange the financing. Interim where a finance lead has left mid-portfolio.
Questions
Do you work with developers who already use an ERP?
Yes, and it is usually easier. I have run an SAP implementation for a developer and built on ERPNext elsewhere. If the system is already in place, the work is making it produce project and portfolio numbers people trust.
Can you help arrange the bank financing itself?
I structure the requirement, prepare what lenders ask for and run the process with them. I have arranged term loans, revolving credit facilities and working-capital lines behind a twelve-project portfolio.
